Financial Joy: Banish Debt, Grow Your Money by Ken and Mary Okoroafor - Non Fiction - Paperback

Details
Condition: Brand New
Format: Paperback
ISBN: 9781529442212
Publisher: Quercus

Overview
Financial Joy is a Sunday Times bestselling, 10-week roadmap to financial freedom from Ken and Mary Okoroafor, the married couple behind The Humble Penny. Whether you're drowning in debt, living paycheck to paycheck, or simply want an escape plan from the 9-to-5 grind, this practical guide walks you through building better money habits, becoming debt-free, investing wisely, and multiplying your income. Packed with real-life interviews and actionable steps, it's designed to help readers reclaim both their finances and their joy, one week at a time.

About the Book
Ken and Mary Okoroafor started out as working-class first-generation immigrants with almost nothing, and built a life of financial independence through hard work, disciplined saving, and smart investing. As a chartered accountant, Cambridge MBA graduate, and former CFO, Ken brings professional financial expertise to the page, while Mary offers the lived, relatable perspective of building wealth as a couple. Together they distill their journey into a clear, 10-week structure that takes readers from financial overwhelm to financial clarity. Each week tackles a different pillar of money management, from budgeting and debt payoff to investing in assets and designing a life of early retirement, travel, and time with loved ones. The book is grounded in the idea that financial freedom should not come at the cost of everyday happiness, and it encourages readers to prioritize wellbeing and small joyful experiences along the way. A standout feature is the inclusion of a dozen real-life interviews with singles, couples, and parents from different backgrounds, ages, and stages of their money journey, including a few recognizable public figures, giving readers relatable proof that financial joy is achievable at any starting point. Financial Joy became an instant Sunday Times bestseller and was featured on ITV's This Morning, resonating with UK and international readers looking for a warmer, more human approach to personal finance than typical spreadsheet-heavy guides. It's an ideal pick for anyone ready to stop worrying about money and start designing a richer, more joyful life, starting today rather than someday.

Key Benefits

• A clear, actionable 10-week plan to tackle debt and build lasting wealth
• Written by chartered accountant Ken Okoroafor and co-author Mary Okoroafor, founders of The Humble Penny
• Includes a dozen real-life money-journey interviews for relatable inspiration
• Covers budgeting, investing, income growth, and early retirement planning
• Balances practical finance strategy with genuine lifestyle and wellbeing advice
• An instant Sunday Times bestseller, as seen on ITV's This Morning

About the Authors
Ken and Mary Okoroafor are a married couple who achieved financial independence in their thirties after starting out as first-generation immigrants with limited resources. Ken is a chartered accountant, Cambridge MBA graduate, and former CFO, while Mary brings a grounded, relatable voice to their shared story. Together they founded The Humble Penny and The Financial Joy Academy, platforms dedicated to helping everyday people build wealth and confidence with money. Their work combines professional financial expertise with honest, lived experience, making complex money topics approachable for readers at every stage of their financial journey.

Why You'll Love This Book
Financial Joy turns personal finance into something hopeful rather than overwhelming, making it a thoughtful gift for a graduate, a new couple, or anyone starting a new year with fresh money goals. It's equally at home as a birthday present, a holiday season gift, or a motivating read for your own New Year's resolution.

Please Note: This is the UK edition with the ISBN as listed; the cover may vary slightly from the image shown.